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Human.tech Agentic WaaP

by Human.tech · Wallet as a Protocol
Wallet 2PC WalletCon 2026
Best for: Agents that need cryptographic human oversight; portfolio management with Telegram approval flow
Not ideal for: Fully autonomous agents; high-frequency trading without human approval

Key Signals

Key Management
2PC (user device + secure enclave)
Chain Support
Multi-chain
Approval
Telegram one-tap for high-risk actions
Pricing
Free (no API key needed)

Features

🔑
Two-Party Computation Custody
Private key split between the user's device and a secure enclave. Neither the agent nor Human.tech can independently make transactions. Cryptographic enforcement, not policy-based trust.
📱
Telegram Human-in-the-Loop
Higher-risk actions are routed for human approval via a one-tap Telegram confirmation. Low-risk actions within defined privileges execute autonomously.
🎛️
Granular Privileges
Define exactly what an agent can do: spending limits, allowed contracts, permitted actions, and time bounds. Privileges are enforced cryptographically at the key-management layer.
🔓
No API Key Required
Available to developers without requiring an API key. Lower barrier to entry than most wallet infrastructure. Future roadmap includes decentralized key management via Ika MPC network.

Ratings

Security Model
4.6/5
Human Oversight
4.8/5
Ease of Integration
4.1/5
Agent Autonomy
3.0/5

Ratings based on Human.tech documentation and WalletCon 2026 presentation — not end-to-end production testing. Low autonomy score reflects intentional design: human oversight is the core value proposition.

Alternatives & Tradeoffs

Cobo Agentic Wallet
MPC with Pact guardrails; 80+ chains; more enterprise-focused
Payman AI
Task marketplace + human-in-loop; less crypto-native but simpler setup
Safe
Multi-sig instead of 2PC; highest TVL; more established ecosystem